Tuesday, August 18th, 2009
Your credit rating is very important, protecting and improving it can insure you get the best financial deals and interests rates. When you apply for credit cards, loans, mortgages even mobile phones potential lenders check your credit history with credit reference agencies.
Credit reference agencies collate information about you and ...
Posted in Banking, Personal Finance | No Comments »
Thursday, January 29th, 2009
This is important and FREE!!
When you apply to your usual bank or a new lender for a loan, mortgage or credit credit card. They check your credit worthiness.
They see what money you have or do owe and whether or not you are paying it back, then they decide whether you ...
Posted in Credit crunch | No Comments »
Saturday, November 29th, 2008
The Global Credit Crisis seems to claim a new victim everyday, it started with the banks Northern Rock, HBOS and RBS amongst others now its retail the two highest profile victims being Woolworths and MFI. Who's next?
Heres some tips to credit crunch proof your finances and make sure you ...
Posted in Credit crunch, Personal Finance | No Comments »
Friday, August 22nd, 2008
How do you know if you've got a bad credit rating?
In these days of the Credit Crunch you've probably heard its pretty hard to get credit if you have a bad credit rating.
But how do you know if your credit rating is good or bad? Just assuming its bad ...
Posted in Credit crunch, Personal Finance | 2 Comments »
Monday, July 28th, 2008
If times are really hard you may want to consider declaring yourself bankrupt. To be declared bankrupt you must be ‘insolvent’; this means that you must prove that you don’t have enough money coming in each month to pay your essential living expenses as well as your debts. You must ...
Posted in Credit crunch | No Comments »