Archive for the ‘Personal Finance’ Category

Post office credit card

Monday, October 27th, 2008

The Post Office™, one of the most trusted brands in the UK with over 350 years of history, offers loads of great financial products that save you money! Benefits of the Post Office™ credit card include 0% on Balance transfers for the first 10 months, 0% on purchases and 0% commissions ...

Famous Bankrupts

Wednesday, October 8th, 2008

In these days of the credit crunch a lot of people are struggling financially, many may evan face losing their homes, some may be considering bankruptcy but bankruptcy does'nt mean your some kind of social outcast. Having money troubles now is not the end of the world, even banks are going ...

Make your credit cards work for you

Tuesday, October 7th, 2008

We’re all desperate to make our money go as far as possible at the moment, so one thing to consider is only using credit cards who offer you an incentive to do so. An example of one such card is the Tesco Bonus credit card which is the only card ...

Fuel poverty is now commonplace

Sunday, October 5th, 2008

According to recent reports, fuel poverty has become "part of everyday British life". Ann Robinson of uSwitch.com said that pensioners, single income families and families in receipt of benefits "face a real threat to their standard of living as fuel poverty becomes part of everyday British life". According to uSwitch.com’s calculations ...

Competition commission looking at PPI

Saturday, October 4th, 2008

If you've ever taken out any loans or credit cards, chances are they tried to sell you Payment Protection Insurance at the same time. The competition commission is looking into and considering banning this practice. Payment Protection Insurance is meant to cover your commitments if you can't continue repayments because of ...

Your student finances – the dos and don’ts

Thursday, September 25th, 2008

As a new student you’ll find yourself bombarded with offers of loans and credit cards, even though we’re in the middle of a credit crisis. You’ll probably find yourself very tempted to spend all of it too! However, try to remember that statistically, in addition to your government student loans, ...

Payday loans – the high cost of lending

Tuesday, September 23rd, 2008

When you’re really struggling to last out until you’re next paid, you might be tempted to take out a payday loan, especially if you have a poor credit rating. These loans are usually for relatively small amounts which you borrow from the lender with the intention of repaying in full ...

Debt Help

Thursday, September 18th, 2008

When your struggling with debts its hard to ask for help, many people in debt feel quite ashamed they think people will look at them like they've been greedily buying everything they can get their hands on. Debt is a common problem in todays society UK Consumer debt totals £1.5 trillion ...

Reclaim Credit Card Charges No Win No Fee

Thursday, September 11th, 2008

Reclaim Unlawful and Excessive Charges Get £1000's Back Your Credit Card owes you money!  UK Law says that the charges credit card providers impose on their customers must be the actual costs they incur. Did it cost your credit card company £35, for their computer system to send you a letter saying you'd gone 1p over ...

Credit crunch forcing couples to delay separation

Wednesday, September 10th, 2008

The present difficulty in getting credit and/or being able to sell property may be playing a key role in keeping couples together, according to research from online banking group Cahoot. More than one quarter of UK consumers surveyed by Cahoot said that they are less likely to separate from their partner ...