Archive for the ‘Personal Finance’ Category
Friday, November 21st, 2008
Equity release is simply a way of turning the cash that’s tied up in your property into actual cash money and it’s becoming an increasingly attractive option for many who need extra cash but who don’t want extra debt.
Most equity release schemes are only available to homeowners over 50 or ...
Posted in Credit crunch, Debt, Personal Finance, Property Prices | No Comments »
Tuesday, November 18th, 2008
This Christmas, UK shoppers are expected to spend around £31 billion on the festive season’s traditional trappings – including gifts and groceries – and more than £7 billion of that total will be on credit. However, what happens in January when we have to start paying it all back?
With ...
Posted in Credit crunch, Debt, Personal Finance | No Comments »
Thursday, November 13th, 2008
When times are tough and Moneys tight many people look to save money by cutting back on their out goings.
Should you Scrap your life insurance because of the Credit Crunch?
People overlook the importance of a good Life Insurance policy. Life Insurance can provide you and your family with much-needed ...
Posted in Credit crunch, Personal Finance | No Comments »
Tuesday, October 28th, 2008
Finanacial campaigners have recently called upon the Treasury to stop Northern Rock from repossessing property so readily.
Charity group ‘Credit Action’ reported that the now nationalised lender was twice as likely to repossess homes than other lenders, and added that Northern Rock wasn’t being flexible enough in its approach to borrowers ...
Posted in Credit crunch, Debt, Personal Finance, Property Prices | 2 Comments »
Tuesday, October 28th, 2008
First, there has to be a valid legal reason for your mortgage lender to repossess your home. The most often cited reasons are mortgage arrears, failing to pay loans secured on your home and bankruptcy.
If a home owner doesn’t keep up with the mortgage repayments or a secured loan, the ...
Posted in Credit crunch, Debt, Personal Finance, Property Prices | No Comments »
Monday, October 27th, 2008
The Post Office™, one of the most trusted brands in the UK with over 350 years of history, offers loads of great financial products that save you money!
Benefits of the Post Office™ credit card include 0% on Balance transfers for the first 10 months, 0% on purchases and 0% commissions ...
Posted in Personal Finance | No Comments »
Wednesday, October 8th, 2008
In these days of the credit crunch a lot of people are struggling financially, many may evan face losing their homes, some may be considering bankruptcy but bankruptcy does'nt mean your some kind of social outcast.
Having money troubles now is not the end of the world, even banks are going ...
Posted in Debt, Personal Finance | 1 Comment »
Tuesday, October 7th, 2008
We’re all desperate to make our money go as far as possible at the moment, so one thing to consider is only using credit cards who offer you an incentive to do so.
An example of one such card is the Tesco Bonus credit card which is the only card ...
Posted in Personal Finance | No Comments »
Sunday, October 5th, 2008
According to recent reports, fuel poverty has become "part of everyday British life".
Ann Robinson of uSwitch.com said that pensioners, single income families and families in receipt of benefits "face a real threat to their standard of living as fuel poverty becomes part of everyday British life".
According to uSwitch.com’s calculations ...
Posted in Credit crunch, Frugality, Personal Finance | No Comments »
Saturday, October 4th, 2008
If you've ever taken out any loans or credit cards, chances are they tried to sell you Payment Protection Insurance at the same time. The competition commission is looking into and considering banning this practice.
Payment Protection Insurance is meant to cover your commitments if you can't continue repayments because of ...
Posted in Personal Finance | No Comments »
