Archive for November, 2008

Top firms turn Scrooge for credit crunch Christmas

Sunday, November 30th, 2008

Many companies are planning their staff Christmas parties at the moment but even this traditional festivity is being hit by the credit crunch. City workers used to party in their offices with banquets and champagne but now, they can expect finger buffets and a pint… if they’re lucky. In some cases, ...

Credit Crunch Proof your Finances

Saturday, November 29th, 2008

The Global Credit Crisis seems to claim a new victim everyday, it started with the banks Northern Rock, HBOS and RBS amongst others now its retail the two highest profile victims being Woolworths and MFI. Who's next? Heres some tips to credit crunch proof your finances and make sure you ...

How to cope with mortgage arrears

Friday, November 28th, 2008

The Council of Mortgage Lenders has reported that the number of people in arrears with their mortgage at the end of September this year was 168,000, which is 8% higher than the 155,600 who were in arrears at the end of June. By December, that figure is likely to rise dramatically ...

This week’s best freebies

Friday, November 28th, 2008

Each week, we’ll bring you the best of the week’s freebies and here are this week’s offerings  Enter online competitions for free and win great prizes at onlinecompetitions.org £3 off Huggies nappies - http://www.bounty.com/my1st_Birthday/coupon.asp#off1 Dozens of money off vouchers at www.myvouchercodes.co.uk  Free £5 play that doesn’t require you to deposit any money ...

A new petrol price war on the way?

Tuesday, November 25th, 2008

Motorists have been given a pre-Christmas present at the pumps as supermarket chain Morrisons have cut the price of their petrol to under 90p per litre. They’ve also cut the price of unleaded petrol to 89.9p per litre and diesel to 105.9p a litre. The price cuts are the latest in ...

VAT cuts planned to beat the credit crunch

Sunday, November 23rd, 2008

The credit crunch is of course biting ever deeper into not only our wallets but into the economy as a whole, and as part of an economic rescue package, it’s widely expected that the government will cut VAT by 2.5% in Monday’s pre-Budget report. Business secretary Lord Mandelson told BBC ...

Equity release: how it can help you weather the credit crunch

Friday, November 21st, 2008

Equity release is simply a way of turning the cash that’s tied up in your property into actual cash money and it’s becoming an increasingly attractive option for many who need extra cash but who don’t want extra debt. Most equity release schemes are only available to homeowners over 50 or ...

Christmas & The Credit Crunch Crisis

Tuesday, November 18th, 2008

This Christmas, UK shoppers are expected to spend around £31 billion on the festive season’s traditional trappings – including gifts and groceries – and more than £7 billion of that total will be on credit. However, what happens in January when we have to start paying it all back? With ...

Mortgage lending at all time low

Sunday, November 16th, 2008

It’s been a week of yet more bad news for UK property owners as it’s being reported that home sales are falling drastically, primarily because mortgage lending is down by 70%. The figures are the result of a survey commissioned by the Royal Institution of Chartered Surveyors (RICS) and it showed ...

The Pound is falling

Saturday, November 15th, 2008

The value of the £ currency of the UK has been getting battered lately, falling sharply against the US $ and Euro amongst others this past week. GBP or Sterling as its also known ended the week trading a fraction of its summer value which peaked above $2, GBP/USD Which will soon be trading ...